Are you ready to kickstart your financial game with the ultimate no spend month challenge? I know I am! Picture this: a month where you conquer your spending habits, save big bucks, and emerge as a money-saving champion. Yep, that’s what the ‘no spend month challenge’ is all about – a fun yet rewarding journey to curb non-essential expenses, boost… Read More
Debt Management
Saving Money on Monthly Bills
Saving money on monthly bills is something that seems to be on just about everyone’s mind lately. It’s easy for monthly bills to add up and take a significant chunk out of your budget, especially in this current economy. But the good news is that there are ways to save money on your monthly bills without sacrificing the services you… Read More
How To Ditch Cable and Save Money
In today’s digital age, cable television has become less essential as more affordable and flexible options have emerged. When you finally decide to ditch cable, you’ll not only save a significant amount of money but you’ll also have so much more control over your entertainment choices. How & why we wanted to ditch cable to save money When we finally… Read More
Things I Stopped Buying To Save Money
Today, I thought it would be fun to share with you a list of things that I stopped buying (or spend very little on) to save money and maybe encourage you to see what you can live without. Since my husband retired 5 years ago, we have given a lot of thought to what we really need to get by,… Read More
Best Frugal Tips To Reduce Expenses
A while back, I started putting out my “Frugal Friday Tips” on my social media. These are some of my best frugal tips or suggestions to help my readers cut or reduce their monthly expenses and many (if not most) were the very tips that we have done and lived by for many years. There are also some great over… Read More
10 Keys to Getting out of Debt That Work!
As with most things in life, having a plan is crucial to success with just about everything and the same is true with getting out of debt. As the old saying goes, “It’s a lot easier to wander into debt than wander out” because getting out of debt takes intentionality and intestinal fortitude. There are so many different ways to… Read More