Hi there! I’m Kimberly and welcome to my blog! I’m thrilled you are here and I hope you’ll settle in and stay a while! I’m going to tell you a little about me, but first I want to let you know what you can expect to find on the Love To Frugal blog. I’ll show you:
*Creative, money saving ideas to help you stretch your dollars
*Tips on how to budget
*Tips on getting out of debt
*Tips on cleaning and organizing your home
*How to learn to be content
*Healthy lifestyle choices
*Cool DIY projects
Most of all, I would like to show you that you can live a rich, blessed, simple, frugal life without ever feeling deprived.
A little bit about the fam..
I married my best friend. We started dating when I was only sixteen and he was twenty. The rest is history, you could say.
We live in a fairly small town in Texas (About 15,000 pop.) With my husband’s work schedule, two 24 hour days a week, he has been able to commute to Houston for over 25 years. It was well worth it for our family to get out of the big city, as we love small town living. We’re very excited for the future because he will be retiring in 2018 and we can hardly wait!
Our family consist of three grown children, two son in laws, five grand blessings and two fur babies, Lola, the miniature Schnauzer and Harley, a long hair Jack Russell mix.
Frugal’s a way of life…
For many years, I have been able to do many things to supplement our family’s income, while being a SAHM. I am a decorative painter by trade and may see some of my projects on this blog. I call painting, my “therapy”. I’m in a whole different world when I am painting or being creative. I have also sold Avon, owned a gift shop, been a personal trainer and cleaned houses. I have been blessed to be able to do what I enjoy and contribute significantly to our household income…all while living within our means, embracing frugality and living on a budget.
One person that has really helped me on my journey to living a contented, debt free life is Dave Ramsey. I started listening to him many years ago, when we seemed to be drowning in debt. I was immediately drawn to Dave’s philosophy of living within or below your means. That really struck a cord with me and It all made sense. Live on less than you make and the borrower is slave to lender! I am who I am today because of Dave and his teachings and I can’t recommend him enough!
I also have to give credit to my sweet Mom because she raised me to know the value of a dollar and how to get the most out of it. My mom was a pro at pinching those pennies. I learned from the best!
Speaking of budget…
I found out, by listening to and following Dave, that I’m a NERD at heart. You may think it’s a little strange, but I actually enjoy sitting down and making our family budget and balancing the checkbook. There is something totally gratifying about knowing where your money is going instead of wondering where it went.
I don’t care if you make $10,000 a year or $500,000 a year. Everyone NEEDS a budget! I’ve never felt that a budget was restrictive….quite the opposite. A budget is freedom! A budget has allowed our family to do many good things over the years and has kept us out of debt. You can check out how to get started on a budget, here.
It doesn’t take a ton of money to have fun, eat well, look fashionable and have an all around, fabulous life.
So, I hope you stick around and come back often. I would love to share thoughts and ideas with you throughout this frugal living journey!
Be sure and subscribe to my mailing list so you don’t miss a post!